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Topic: Spending money in Canada

in Forum: Annual C3VR Member Gathering


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Spending money in Canada (1/7)
 3/4/19 10:05am
Adam WartellLifetime Member
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Eagleville, PA - USA

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Used to own a 1979 Corvette now owned by JB79


Joined: 11/1/2001
Posts: 17606

How will be be able to spend money during this trip? Should we get Canadian cash? If so, where? Is it ok to simply use a credit card for everything?

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-Adam Wartell
NCM Lifetime Member #1222
Founder: C3 Vette Registry 
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Re: Spending money in Canada (2/7)
 3/4/19 6:04pm
NorskyLifetime Member
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West Burke, VT - USA

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SOLD - "The Toy" - '70 Convertible
SOLD - "The Beast" - '90 ZR-1 (#682)
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Still have - "BLKBRRD" - '78 Pontiac Trans Am


Joined: 1/23/2002
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It's been my experience to do as much as you can on a debit/credit card.  The exchange rate is done the day the transaction is posted (I believe).  Just make sure you let your card provider know you'll be traveling out of the country so transactions don't get blocked.

And some cash in the pocket is always a good thing.  Your "home" bank will probably do the exchange without charging a fee.  But most any bank in Saskatoon should work as well.  A cash advance from an ATM in Canada would be another way to get some pocket money but most credit cards charge a fee for it.  Getting cash back on a purchase from a retailer may work as well.


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Jim Olson 

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Re: Spending money in Canada (3/7)
 3/4/19 6:27pm
F4GaryGold Member
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Grapevine, TX - USA

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1972 LT-1 convertible with factory air.


Joined: 8/26/2006
Posts: 1406

A lot of credit cards charge a fee for a foreign transaction.  It's probably worth it avoiding the hassle of exchanging a bunch of money. 

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Re: Spending money in Canada (4/7)
 3/7/19 3:30pm
chucks7d8Lifetime Member
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Warner Robins, GA - USA

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1978 Base model, White w/red int. L-48, 4-speed, wide ratio. Has 82 CE wheels. New HEI & LT1 Headers now. UPDATE, NEW Tremic 5-SPEED installed. 2007 C6 Yellow Conv. Loaded. UPDATE-Sold Sept. 2021 2016 C7 Yellow Coupe, Z-51, lots of other options.


Joined: 2/16/2003
Posts: 244

We got Canadian cash from Bank of America. Don't do that!!! The exchange rate was 75.6 cent, that day. They charged 79.8 per dollar plus $8.10 service fee. I don't know about other banks but that is RIDICULOUS. I will use a credit card from now on.
Re: Spending money in Canada (5/7)
 3/8/19 8:44am
cinorLifetime Member
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, - Canada

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1975 L48 Stingray 1992 LT1


Joined: 12/24/2013
Posts: 414

I don't get it guys, I always take US money with me, I go to the bank and they do the exchange, yes they add a little to the exchange, but cash is always good to have in your pocket would never rely on plastic alone.  What would you do if your card wouldn't work for some unknown reason, or their banking machines are down, without some cash on hand you will be stranded

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Re: Spending money in Canada (6/7)
 3/15/19 1:25pm
F1ROB
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, - Canada

Vette(s):
1969 Tri-Power 4-spd convertible w/ hard top. Numbers matching, stock, with tank sticker


Joined: 8/31/2018
Posts: 1

Guys - this is Canada not the jungles of South America!

Pretty much every retailer/restaurant/hotel accepts U.S. Currency, and your ATM/credit card should be fine everywhere. 

With that said - whenever I go to the U.S., I always bring a bit of U.S. cash with mae also. ;-)

Rob
Re: Spending money in Canada (7/7)
 3/16/19 2:23pm
RedwingvetteLifetime Member
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Waterford, MI - USA

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1973 Red coupe


Joined: 9/13/2002
Posts: 1735

I have spent lots of time in Canada A Most places take American but I always used a credit/debit card The exchange rate will show in the bill

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Brian - NCM Lifetime Member

73 coupe L48, Flat-top pistons, Performer RPM Heads, Crane Cam and roller rockers, Holley 650 vac sec. Performer intake,
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