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Topic: Insurance Companies

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Re: Insurance Companies (2/12)
8/12/14 9:07pm

dads2vette

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Ash Fork, AZ - USA

Vette(s):
1981 Red Interior White exterior

Joined: 4/18/2007
Posts: 1053

I'm going on the Caravan this year and figure I'll stop and get a quote while I'm at the NCM. There prices and coverage seem pretty good. I've got Progressive right now but coverage is lacking compared to the NCM.

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Dave C..........My mantra: I can not be bought!! Long and short term leases available.

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Re: Insurance Companies (3/12)
8/12/14 10:54pm

Adams' Apple

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Duncanville, TX - USA

Vette(s):
#1-1974 L-48 4spd Cp Med Red Metallic/Black deluxe int w/AC/tilt/tele./p/w-p/b/ Am-Fm/map light National/Regional/Chapter NCRS "Top Flight" #2-1985 Bright Red/Carmine Cp.L-98/auto Member: NCRS, NCRS Texas, Corvette Legends of Texas

Joined: 11/8/2003
Posts: 20129

79FOREVER said: My Hagerty insurance increased $138.00. Other than Grundy who else is out there and is a good company.

What kind of policy do you have with them? Collector, Antique, etc? I have both of the Corvettes thru Heacock, full coverage, agreed/stated value, limited mileage on both, but allowed more on the '85 than I am on the '74.....not that it matters, since neither of them get driven very much. LOL

For the price, Collector insurance is an exceptional value(compared to everyday, "normal" auto insurance) unless you prefer to drive the car a lot(3000 or more per year).

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Joel Adams
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Re: Insurance Companies (4/12)
8/13/14 12:05am

F4Gary

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Grapevine, TX - USA

Vette(s):
1972 LT-1 convertible with factory air.

Joined: 8/26/2006
Posts: 1409

I have Condon-Skelly. Used to have Grundy.

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Re: Insurance Companies (5/12)
8/13/14 8:35am

Gunslinger
Former Member
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Frederick, MD - USA

Vette(s):
1969 convertible L71 427/435 4-speed black interior

Joined: 9/8/2003
Posts: 3398

I use American Collectors Insurance Company. They've been excellent. When I had a claim (with a different car), their adjuster looked at the car and the estimate at the body shop and simply told the shop manager "Fix it".

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Re: Insurance Companies (6/12)
8/13/14 8:55am

johnu
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Scottsdale, AZ - USA

Vette(s):
1981 Corvette Two-Tone Claret color, 4 spd, C7 Vert

Joined: 5/23/2007
Posts: 614

Make sure you have what you think you have..........

http://www.lelandwest.com/stated-value-vs-agreed-value-classic-car-insurance.cfm

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Only 32 years together

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Re: Insurance Companies (7/12)
8/13/14 11:06am

nextdoor76
Former Member
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Kimberling City, MO - USA

Vette(s):
1976 Stingray

Joined: 12/2/2012
Posts: 49

I have had SF for years, but now that the 76 is 95% finished I chose to go with National Corvette Museum insurance. I felt it was almost too cheap. I have an amount and mileage of 3000 miles with 250 deduct. for less than 200 per year. I noticed that it was underwritten by American Modern Home????? Guess I can always change, but happy for now.

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Re: Insurance Companies (8/12)
8/13/14 11:18am

Sarge81

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WEST SENECA, NY - USA

Vette(s):
1981 Blue Ice Met. w/pearl ghost flames TKO500 5speed. LS1 Swap 3.45 Dana 44.

Joined: 12/3/2001
Posts: 2379

I went through the NCM for the Vette. Adam Boca was a big help. Thumbs Up

Due to Nazi New York State Evil Smile

the policy had to be underwritten by Atlas Ins. Something about NYS doesn't allow a non for profit organization to insure motor vehicles. It was weird. So that is why the NCM had to have Atlas be the insurer. Saved me a ton of money.

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GEN III 5.7L "LS6" Engine swap
TKO500 5 spd.

3.54 Dana 44

'69 "N11" Sidepipes
Borgeson Steering Box
Born 8/1981
Sequence #3975

Click here to see more pics of my Vette on CarDomain.

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Re: Insurance Companies (9/12)
8/13/14 12:34pm

manchestershark

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Equinunk, PA - USA

Vette(s):
1972 conv, 4-speed, 350, 200hp, numbers match, rally wheels, war bonnett yellow w/white top. good condition, nice driver.

Joined: 10/31/2007
Posts: 2388

I have "EVERYTHING" under Nationwide. Best deal I could find.

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Re: Insurance Companies (10/12)
8/13/14 2:53pm

Dejablu

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Wichita, KS - USA

Vette(s):
2005 Daytona Sunset Orange Metallic Coupe --------------------- Sold 1974 T-top, 4 spd to BillKS

Joined: 11/10/2003
Posts: 6859

I have all my insurance with State Farm; home, life, and 3 cars. I had the 74 with them before I sold it, and it cost me $150./yr for collector insurance with 7500 miles/yr and agreed value of $15,000. I like having all with one company... get a pretty good break on everything.

Larry

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Re: Insurance Companies (11/12)
8/13/14 7:04pm

Booie58
Former Member
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Cheektowaga, NY - USA

Vette(s):
1979 Corvette T-Top Coupe,L48,Automatic

Joined: 12/4/2009
Posts: 3

I have mine through J.C. Taylor lowest price I found full coverage agreeded value havoc registered historical here in NY State limits the amount you can drive it maybe like 3000 miles

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Re: Insurance Companies (12/12)
8/14/14 4:52pm

california68

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Yorba Linda, CA - USA

Vette(s):
1968 convertible, small block, auto, pw, pb, ps, air, 3rd owner CA black plate

Joined: 3/19/2008
Posts: 53

My insurance is through AAA (Auto Club of Southern California). I had to go check to see how it is written up. I m not sure who actually underwrites the insurance, but it is an Agreed Value policy written for an agreed value of $37,000. It has a $250 collision deductible, Liability 100,000 each person / $300,000 each occurrence and property damage of $50,000 each occurrence. Uninsured Motorist is $100,000 each person / $300,000 each accident.

It is identified as garaged and driven less than 2500 miles / year. I write them a check for $201 a year after using the following discounts: C3VR Corvette Club, multi car, multi policy Good Driver and Garaged. We have had all our cars and home insured through AAA. When I purchased the car six years ago, AAA did an inspection, took pics and shopped for me. I got a call back with this policy and I accepted.

I have no idea if this is a fair price or not, but I do not have any stipulations on the policy other than those explained above. I'm happy it is not more living in SoCal!

FYI, the car club discount is 5%. To qualify the club needed to be in existence for 3 years and have a minimum of 100 active members. C3VR helps out again!

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