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6/14/13 12:17pm - Original Message: 'Insurance'
Bobmo Lifetime Member
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Lancaster, VA - USA

Vette(s):
1974 COUPE 1987 COUPE

Joined: 8/5/2004
Posts: 5
Whats the best auto insurance for classic cars?
I tried Geico and they farmed me out to a third party.
I'd like a real company that doesnt want an arm and a leg.
Thanks
Bob
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6/14/13 1:25pm - Reply: 'Re: Insurance'
tb2k82ce Lifetime Member
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Lemon Grove, CA - USA

Vette(s):
1982 C3 Collectors Edition 44000 miles, sat in the sun most of it's life, My wife purchased it for me for fathers day in 2007 from her girl friend that had it for 19 years. It is on the road again. I'm retired but it is now my daily driver.

Joined: 10/17/2007
Posts: 2007
I have Safco for all of my cars, rentals and home now.  It is sold through independent Insurance agents.

They have a Classic car policy where you declare the value and driving terms they set the price based on that.

I used to have different insurance but have slowly gone to Safco for everything.  I have never had an issue with a claim and I like the idea of an independent Insurance man handling my business.

I may be a number to the company but I'm a real person to my agent.

I have had Safco for my cars for over 30 years and have had people run into me and run into others ones never had an issue.


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6/14/13 1:50pm - Reply: 'Re: Insurance'
eldredjames Lifetime Member
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Temple City, CA - USA

Vette(s):
1969 Daytona Yellow. 350 / Automatic.

Joined: 10/3/2010
Posts: 361
I have http://www.hagerty.com for my classic cars.  Make sure they fit your needs (i.e. low mileage driving; garaged; etc.)




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6/14/13 1:52pm - Reply: 'Re: Insurance'
glassic
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Roanoke, VA - USA

Vette(s):
Former--1979 L-48 auto, dark blue, oyster cloth Current--1979 L-82

Joined: 10/20/2011
Posts: 36
I use JC Taylor (800 345 8290). I only pay about $125 for the C3, valued at 15.5K.
 
I had to make a claim once for another car, dropped an alternator belt and had to get the RX-7 towed 20 miles. They paid for 100% of the bill and surely lost money on me that yr.


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1979 L-82, close-ratio 4 spd, 3:70 gears
Rebuilt to 300 HP
Holley double-pumper, Edelbrock intake, headers
Upgraded suspension, American Racing S200 wheels
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6/14/13 5:44pm - Reply: 'Re: Insurance'
Bobmo Lifetime Member
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Lancaster, VA - USA

Vette(s):
1974 COUPE 1987 COUPE

Joined: 8/5/2004
Posts: 5
Thanks all,
Good to have real customers give me advice instead of the internet!
 
Bob
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6/15/13 5:40pm - Reply: 'Re: Insurance'
ebo Lifetime Member
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Holland Patent, NY - USA

Vette(s):
#1 *1980 White, Red interior 14,000 mile #2 *1980 Red, Oyster interior 93,000 miles Resto project car, rebuilt to 383 stroker

Joined: 6/3/2008
Posts: 4395
I have JC Taylor also. Very easy to work with.
ebo


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6/16/13 1:09pm - Reply: 'Re: Insurance'
F4Gary Gold Member
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Grapevine, TX - USA

Vette(s):
1972 LT-1 convertible with factory air.

Joined: 8/26/2006
Posts: 870
I used to have Grundy but I changed to Condon-Skelly.  $48,000 agreed value, $345 per year.

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6/16/13 2:43pm - Reply: 'Re: Insurance'
sundew
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Eagan, MN - USA

Vette(s):
Gone, but not forgotten: 1974 Coupe Red, matching numbers, Black Interior, L-48 w/ 4 speed; Current: 1994 Admiral Blue LT-1 coupe, Black Interior Automatic

Joined: 6/18/2007
Posts: 427
I use State Farm for all of my cars.

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6/16/13 5:01pm - Reply: 'Re: Insurance'
blackc3
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delphos, OH - USA

Vette(s):
1977 C3

Joined: 4/20/2013
Posts: 15
I have state farm for my cars also. But have thought about jc Taylor or hagerty for my collectors kinda feel state farm might not like to pay out on the vette and such as they be worth.

|UPDATED|6/16/2013 3:01:23 PM (AZT)|/UPDATED|
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6/20/13 8:02am - Reply: 'Re: Insurance'
Bobmo Lifetime Member
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Lancaster, VA - USA

Vette(s):
1974 COUPE 1987 COUPE

Joined: 8/5/2004
Posts: 5
blackc3 said: I have state farm for my cars also. But have thought about jc Taylor or hagerty for my collectors kinda feel state farm might not like to pay out on the vette and such as they be worth.



I have State farrm home insurance, and last year a tree fell on my storage shed (14 x 16). I had a lot of my Vette and other car parts inside and since I own the cars that these parts go to, they wouldnt give me a dime for them. About $7000 worth of parts down the drain. So I wont be giving any extra of my $ to State Farm.
 
Thanks for all the have responded, I'm leaning towards JC Taylor, good rate and easy to get a quote.
Bob
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6/23/13 5:21am - Reply: 'Re: Insurance'
SteveC
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, - Canada

Vette(s):
1969 427/390 Sport Coupe *Stored since 1984*

Joined: 12/2/2012
Posts: 29
I have three cars insured with Hagerty. Canadian (Ontario) insurance is much more expensive than US but I pay only $500. PA for all three and can more or less drive them when I like provided I have full insurance on my daily driver. Hagerty even provides roadside assistance for about $50 more and it covers all 3 cars. They won't be exposed to much risk of a traffic accident with the vette for a couple of years though...

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6/23/13 9:49pm - Reply: 'Re: Insurance'
rod7515 Lifetime Member
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Red Lion, PA - USA

Vette(s):
1974 White 350 Corvette, TH400 Automatic 1972 Tangerine /Go Mango Convertible 383 Stroker, 2004r Automatic

Joined: 10/27/2006
Posts: 1172
I have Hagerty. Up until last week I was very pleased with them. Then as I drove the 74 for gas 2 weeks ago someone coming the other way hit a tire that shredded from a large truck and it caused damage on the left rear when it hit me. The adjuster was out in 2 days and I had an estimate from hagerty within another 2 days. But their estimate isnt even close to what the body shop estimate is. so for now I dont know if I am going to like them or not. They have been very good on phone calls and have told me to let the body shop and them work this thru. Guess I will see in the next few days if I still like Hagerty! Rodney

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6/23/13 11:09pm - Reply: 'Re: Insurance'
druzac
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Joined: 12/6/2012
Posts: 14
I am currently with americancollectorcar.com

Very reasonable rates, lower than Hagertys.

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7/8/13 9:12am - Reply: 'Re: Insurance'
EAGLENEST Lifetime Member
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WAUPACA, WI - USA

Vette(s):
1977 VETTE ORANGE T-TOP BROWN INTERIOR 350

Joined: 12/21/2005
Posts: 65
I use the corvette musuum insurance..... better and cheaper then the others.

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7/8/13 12:30pm - Reply: 'Re: Insurance'
Adams' Apple Lifetime Member
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Duncanville, TX - USA

Vette(s):
#1-1974 L-48 4spd Cp Med Red Metallic/Black deluxe int w/AC/tilt/tele./p/w-p/b/ Am-Fm/map light National/Regional/Chapter NCRS "Top Flight" #2-1985 Bright Red/Carmine Cp.L-98/auto Member: NCRS, NCRS Texas, Corvette Legends of Texas

Joined: 11/8/2003
Posts: 19458
I've got Heacock on boith of mine. Stated Value, full coverage, towing, etc. The '74 has a lower mileage limit(1500 per year) than the '85(3500 per year), but I've never put that many miles on either of them in a year, anyway. Low rates(for Texas).
I originally had them with a local guy that did Classic/Collector car ins., but he sold it to Heacock, so I stayed with them. Haven't had to make a claim yet, so don't know how they are to deal with....hope I never have to find out, either!


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Joel Adams
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7/12/13 12:13pm - Reply: 'Re: Insurance'
knotacare
Former Member
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Newark, DE - USA

Vette(s):
1968 Conv, 454HO,500HP-600TQ, TKO-600,3:70 HD rear,hotrod air, custom paint & suspension,1973 Ruby Red,T-top, 383 Stroker, TK)-500,frame off restro, 1977 Yellow (1 of 51 ) L-48 4 spd, 99% original.

Joined: 7/26/2004
Posts: 453
I've had American collectors for 12 ys & used them twice. No problems & fast service. They are discontinuing service in Delaware this yr So I switched to JC Taylor. 140K agreed value, 500K insurance & 1048/yr for 4 cars. 

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7/12/13 10:21pm - Reply: 'Re: Insurance'
hwcoll95
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cookeville, TN - USA

Vette(s):
1972 454 4spd elkhart green

Joined: 5/27/2013
Posts: 3
how has the Haggerty situation worked out?

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7/13/13 6:43am - Reply: 'Re: Insurance'
OH6A Lifetime Member
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Cadiz, KY - USA

Vette(s):
64 Convertible 73 Coupe 74 Convertible 63 Corvair Spyder Convertible

Joined: 8/26/2002
Posts: 245
I second the use of the Corvette Museum.  You support the museum, you get inexpensive coverage for your ride and Adam Boca is a good guy as well as an enthusiast so much so that he sports at least one Corvette tattoo.  I have had one claim (windshield) and they paid immediately and did not question the invoice.  Certainly all of the classic car insurance rules and they have yearly mileage options.

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7/26/13 10:42am - Reply: 'Re: Insurance'
knotacare
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Newark, DE - USA

Vette(s):
1968 Conv, 454HO,500HP-600TQ, TKO-600,3:70 HD rear,hotrod air, custom paint & suspension,1973 Ruby Red,T-top, 383 Stroker, TK)-500,frame off restro, 1977 Yellow (1 of 51 ) L-48 4 spd, 99% original.

Joined: 7/26/2004
Posts: 453
JC Taylor gave me a $131.00 discount because I store them in a garage with a monitored alarm & sprinklers. So now it's a little over $900.00 for 4 cars 

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7/26/13 11:49am - Reply: 'Re: Insurance'
eldredjames Lifetime Member
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Temple City, CA - USA

Vette(s):
1969 Daytona Yellow. 350 / Automatic.

Joined: 10/3/2010
Posts: 361
rod7515 said: Guess I will see in the next few days if I still like Hagerty! Rodney
Well Rodney, what is the verdict with Hagerty?Confused

Jim




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