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Topic: Car Insurance

in Forum: All Vettes Discussion


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Car Insurance

Posted: 2/21/05 8:40am Message 11 of 22
SWestLT1
Former Member
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Joined: 10/20/2004
Posts: 123
I use Hagerty... $250 per year.. with the restrictions, but when my car broke down last year, one phone call and 45 minutes later it was on a flatbed being taken back home...   GREAT customer service


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Car Insurance

Posted: 2/21/05 11:27am Message 12 of 22
Toms82
Former Member
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Joined: 3/12/2004
Posts: 67
Vette(s): 1982 Collector Edition

I live in MA, Can't get collectors insurance ( or antique plates) till car is 25 years old. I have to pay full boat for regular auto insurance, at least until my 82 ages a few more years.

Tom




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Car Insurance

Posted: 2/21/05 2:30pm Message 13 of 22
Ten15
Former Member
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East Hanover, NJ - USA
Joined: 9/25/2004
Posts: 525
Vette(s): '68 Black Conv. Matching 327/300 4 Spd. P/S, P/B, P/W, Tele, A/C

DW,

I started a thread on this in October, but I can't find it.

I chose Hagerty for $256 yr (including minimum flatbed service $15) with an agreed value of $30k in NJ.  I sent them my personal policy & they matched it in all areas.

As far as I was told, there are no milegae restrictions, but it is limited use meaning that this car cannot be a daily driver. 

According to their web site, it is not mandatory for the car to be 25 years old.

Here are the answers to some questions that I sent them:

Hello Anthony!
 
Thank you for your email inquiry.  I am going to answer your questions in the same order in which they appear below.
 
1.  Appraisals are not a requirement to obtain coverage with us. However, there are a couple of different circumstances that they would be requested by our underwriters but only to establish an agreed value. We would need them if the vehicle to be insured is a modified vehicle in excess of $50,000 or if the value requested of the vehicle is above and beyond what we can justify for that type of vehicle from any valuation reference that we have available.
 
2.  Our policy is not mileage restrictive; however, it is a limited use policy. We do not limit you to just show and club use. Occasional pleasure driving fits our underwriting guidelines, but our policy is not intended for vehicles regularly driven to work or school or for running errands. We look for usage that is consistent with owning a valuable automobile and the availability of insured regular use vehicles for daily transportation.
 
3.  All quotes provided are for full coverage, annual policies that include "other than collision" coverage that will protect your vehicle against damages arising from fire, theft, vandalism, windstorm and much more.  Providing that you had a full coverage policy in place with us, theft and damage of your vehicle would be covered at all times unless you were intentionally disregarding our program's guidelines.
 
4.  We can provide a copy of our policy for your review prior to obtaining a policy with us.  To receive a copy, please call our office as we need to receive some initial information from you to be able to send a sample.
 
5.  Membership in our Hagerty Protection Network costs $15 per year in addition to your annual premium.  If you received a quote online, the total in the quote reflects that additional (but optional) charge.  Effective October 4, we will have additional membership packages to offer to you as well at an additional cost.
 
You asked great questions!  If you have additional questions, please feel free to call our office at (800)922-4050 and any one of our friendly agents will be happy to assist you. We are open Monday - Friday 8:30am - 8pm, Saturday 8:30am - 4pm and Sunday 12pm - 4pm (EST).  Thank you!
 
Sincerely,
Faith M. Kearns, API
Licensed Agent/Internet Service Correspondent
Hagerty Insurance Agency, Inc.
(800) 922-4050

 

Hope this helps,

Anthony




Car Insurance

Posted: 2/26/05 8:17pm Message 14 of 22
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dwright
Former Member
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Victor, NY - USA
Joined: 7/12/2004
Posts: 6841
Vette(s): 2004 Commemorative Edition Coupe, Auto w/HUD. 13K miles in 2015. Sold 1982 Red Coupe
Here is what I have so far:

Grundy online quick quote- $250

Hagerty online quick quote- $255

Classic Auto online quick quote- $337

J. C. Taylor- waiting for reply. They will quote a 1982.

Aon- not available in New York State.


 
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Car Insurance

Posted: 2/26/05 8:47pm Message 15 of 22
Tumarr
Former Member
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Batavia, IL - USA
Joined: 3/27/2003
Posts: 622
Vette(s): 496 big block, Dragvette 6 link, 12 bolt IRS conversion, Going for fastest Vette IRS E/T
Being 22 years old, unmarried, and not having the best record in the world, the best I can do is liability with gieco


Car Insurance

Posted: 2/26/05 9:20pm Message 16 of 22
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Norsky
Lifetime MemberLifetime Member
Moderator
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Burke, VT - USA
Joined: 1/23/2002
Posts: 7283
Vette(s): SOLD - "The Toy" - '70 Convertible
SOLD - "The Beast" - '90 ZR-1 (#682)
SOLD - "Betty" - '28 Ford Model A Tudor
Sold - "BLKBRRD" - '78 Pontiac Trans Am
"BLUBYU" - '04 Coupe
Check with American Family.  I went back to them last fall after having been with MetLife for a number of years.  Their rates surprised me and there's no mileage limit on "The Toys".


Jim Olson 

"The Toys"...!!!  Save the Wave!

Where I've been in a Corvette...!!!

Car Insurance

Posted: 3/4/05 6:36pm Message 17 of 22
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dwright
Former Member
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Victor, NY - USA
Joined: 7/12/2004
Posts: 6841
Vette(s): 2004 Commemorative Edition Coupe, Auto w/HUD. 13K miles in 2015. Sold 1982 Red Coupe
Just got the snail mail quote from J.C. Taylor. $200 and no milage limit, just can't be a daily driver to work.
It's actually the same company that the previous owner used, so they would be getting the same car, different owner.
Guess I'll give them a try.


 
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Car Insurance

Posted: 3/5/05 7:21am Message 18 of 22
spielman5
Lifetime MemberLifetime Member
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ANCHORAGE, AK - USA
Joined: 10/12/2004
Posts: 2193
Vette(s): 1965-327 coupe, 1968-small block coupe, 1969-427, 1971-454 coupe and currently a 1976-ZZ4 coupe reborn again,and hotter than ever.. Add a 1996 CE LT-4 for backup

Here's what I have, AON Collectror Car Insurance www.anoncollectorcar.com

Liability: 50/100/50,000

UM/UIM: 50/100,000

Medical Pay: $1000

Comprehensive: 0 Deduct

Collision 0 deduct

Towing included

Value of $16,000

Total Annual Payment $100.00

 

This a great deal no milage limits






   "I Love all Corvettes! LifeTime Member #60..Terry"

Car Insurance

Posted: 3/5/05 9:17am Message 19 of 22
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dwright
Former Member
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Victor, NY - USA
Joined: 7/12/2004
Posts: 6841
Vette(s): 2004 Commemorative Edition Coupe, Auto w/HUD. 13K miles in 2015. Sold 1982 Red Coupe
Spielman5,

Maybe they take into consideration where you live. How many days a year can you drive the beast?


 
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Car Insurance

Posted: 3/5/05 1:39pm Message 20 of 22
spielman5
Lifetime MemberLifetime Member
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ANCHORAGE, AK - USA
Joined: 10/12/2004
Posts: 2193
Vette(s): 1965-327 coupe, 1968-small block coupe, 1969-427, 1971-454 coupe and currently a 1976-ZZ4 coupe reborn again,and hotter than ever.. Add a 1996 CE LT-4 for backup

You are right dave, They know that there is snow on the ground 6 months of the year and rain on the balance, We do have a nice July and boy do the nice cars come out. I plan to ship mine to the lower 48 states were you all live and enjoy some of that long paved highways you have.. But you cant beat the auto insurance price..






   "I Love all Corvettes! LifeTime Member #60..Terry"

in Forum: All Vettes Discussion


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