At Thursday night happy hour, a man meets a beautiful woman.  They decide to meet again the next day.  To prove his sincerity he takes her to the jewelry store.  He tells her, "Pick anything you want."  She chooses a beautiful bracelet and the merchant says, "That will be $21,000."  The gentleman explains that he does have this kind of cash on him but asks if the merchant will take a check.  The merchant says, "Certainly, but we'll have to hold the bracelet until the check clears."  The gentleman answers, "Yes, of course.  I'll see you next week then."