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Topic: Insurance Company Help!

in Forum: C3 General Discussion


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Insurance Company Help!

Posted: 12/30/03 6:54pm Message 1 of 21
C3RVETTE
Former Member
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Anacortes, WA - USA
Joined: 12/16/2002
Posts: 1293
Vette(s): 1979 Red #72 C3 Corvette,T-350,Black interior,air,tilt/tele,K&N.And a 1978 Olds Cutlass 350/350,auto,air,2-dr.,buckets
I'd like to know who you guys are insured with asap! I recently got my replacement vette-a '79.My present insurance co.refuses to upgrade my premium for what the NADA guide online says its worth(American Collectors).They say they will only insure it for what I paid for it(I mistakenly told them-$9000).The NADA says its worth around,in the average catagory,around $17,900,& I wanted coverage to $15,000. I recently got quotes online using Grundys and Hagertys quote engines.Grundy was $218,Hagertys-$278.With Grundys I tried adding my '78 Cutlass for $5000,and they were $253!Any other places to check would be greatly appreciated! Guess I wont be able to do much in person,possibly,due to the New Year celebrations.


Jon,-Majestic Glass Corvette Club-....Red #72,blk.interior,1979 C3 Corvette-TH350,Weiand,Holley,glass tops,Pioneer,3.55's,K&N,Dynomax,Flowmaster 40's,Energy Suspension,Spicer,VB&P(pics soon); 1978 Olds Cutlass Supreme 350/350,Dk. Blue 2-door Coupe-Hotchkis,PST,K&N,XM...'99 Mitsubishi Galant GTZ V6,black/grey leather,intake,strut bars,tint... |IMG|http://www.msnusers.com/cutlasscorvetteworkinprogress/shoebox.msnw?action=ShowPhoto&PhotoID=63|/IMG|

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Insurance Company Help!

Posted: 12/30/03 7:46pm Message 2 of 21
corvette427
Former Member
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Lake Oswego, OR - USA
Joined: 12/29/2002
Posts: 355
Vette(s): 1968 Corvette T-Top Coupe, 427 L71, Rally Red Exterior, Saddle Interior
Jon, I'm with Haggerty's through an agent in Edmonds, WA, Tripple, Tripple & Tripple. The rate they are quoting you sounds higher than it should be as if I remember correctly, its about $150 for my vette, but I also have three cars on the policy.

Mark


Insurance Company Help!

Posted: 12/30/03 8:02pm Message 3 of 21
C3RVETTE
Former Member
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Anacortes, WA - USA
Joined: 12/16/2002
Posts: 1293
Vette(s): 1979 Red #72 C3 Corvette,T-350,Black interior,air,tilt/tele,K&N.And a 1978 Olds Cutlass 350/350,auto,air,2-dr.,buckets
Wow-3 cars?-$150! |eek| Interesting name for the carriers.What do you call them, 3x3? Can you get there quotes online?Do they have their own website? I guess I'll have to wait a couple of days..If your quote is an example for ME,I've got a new Insurance Company! |thumb|

|UPDATED|12/30/2003 8:02:03 PM (AZT)|/UPDATED|



Jon,-Majestic Glass Corvette Club-....Red #72,blk.interior,1979 C3 Corvette-TH350,Weiand,Holley,glass tops,Pioneer,3.55's,K&N,Dynomax,Flowmaster 40's,Energy Suspension,Spicer,VB&P(pics soon); 1978 Olds Cutlass Supreme 350/350,Dk. Blue 2-door Coupe-Hotchkis,PST,K&N,XM...'99 Mitsubishi Galant GTZ V6,black/grey leather,intake,strut bars,tint... |IMG|http://www.msnusers.com/cutlasscorvetteworkinprogress/shoebox.msnw?action=ShowPhoto&PhotoID=63|/IMG|

Insurance Company Help!

Posted: 12/30/03 9:53pm Message 4 of 21
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kstyer
Lifetime MemberLifetime Member
Moderator
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CUYAHOGA FALLS, OH - USA
Joined: 12/2/2003
Posts: 6424
Vette(s): 1975 C3 Red, T-Tops, Black Interior. All I need is time and money! Getting there!
I have my insurance at GEICO. With the Vette as a third car, the storage insurance (full coverage, not driven)with $0 deductable is only $9. for six months. When I put full coverage on for driving it will be an additional $120. for six months. They will pay based on book value. If the car is worth more they can make arrangement to cover a declared value.
My license is clean for over 10 years, my wife forever. That helps.

Ken Styer


Insurance Company Help!

Posted: 12/30/03 10:06pm Message 5 of 21
C3RVETTE
Former Member
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Anacortes, WA - USA
Joined: 12/16/2002
Posts: 1293
Vette(s): 1979 Red #72 C3 Corvette,T-350,Black interior,air,tilt/tele,K&N.And a 1978 Olds Cutlass 350/350,auto,air,2-dr.,buckets
That might be a good choice,because around here we only get about 3 months of really decent vette weather. |saluteflag|


Jon,-Majestic Glass Corvette Club-....Red #72,blk.interior,1979 C3 Corvette-TH350,Weiand,Holley,glass tops,Pioneer,3.55's,K&N,Dynomax,Flowmaster 40's,Energy Suspension,Spicer,VB&P(pics soon); 1978 Olds Cutlass Supreme 350/350,Dk. Blue 2-door Coupe-Hotchkis,PST,K&N,XM...'99 Mitsubishi Galant GTZ V6,black/grey leather,intake,strut bars,tint... |IMG|http://www.msnusers.com/cutlasscorvetteworkinprogress/shoebox.msnw?action=ShowPhoto&PhotoID=63|/IMG|

Insurance Company Help!

Posted: 12/30/03 11:08pm Message 6 of 21
Davii
Former Member
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TWENTYNINE PALMS, CA - USA
Joined: 8/6/2003
Posts: 245
Vette(s): 77 Vette L82, black.
If you're eligible, USAA is the best insurance company on the planet. Bar none.


|IMG|http://www.C3VR.com/member_uploads/3701_3800/3714/duskbgoddesssmall.jpg|/IMG| |B|Semper Fidelis! |/B|

Insurance Company Help!

Posted: 12/31/03 6:07am Message 7 of 21
Vet'sVette
Former Member
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Joined: 11/8/2003
Posts: 43
I use JC Taylor... it cost me $112 per year for full coverage (limit of 2500 miles per year). The car is a
77 valued at $12,000. They have a 800 phone number |bouncy| |bouncy| |bouncy| |bouncy| |saluteflag|


Insurance Company Help!

Posted: 12/31/03 6:48am Message 8 of 21
gsavakis
Former Member
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canada
Joined: 12/16/2002
Posts: 4
Vette(s): 1976 stingray
try Silver Wheels, i'm not sure if they cover cars in the U.S. their web site is www.lant-ins.ca
my coverage includes fire, theft, vandalism, full glass replacement, 12 month policy for about 120 bucks.


Insurance Company Help!

Posted: 12/31/03 7:46am Message 9 of 21
vettedreams79
Lifetime MemberLifetime Member
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Grand Blanc, MI - USA
Joined: 8/7/2002
Posts: 544
Vette(s): 1979, 350sb, as my kids affectionately call it "shit brown" Corvette purchased in 1996. 84,000+ miles. Not a show car, but I love her just the same.
I am also insured through Hagerty's. The only downfall is the limited mileage (5000/year), but it doesn't phaze me. American Collectors is okay, and Grundy's I think offers a policy with unlimited mileage. Stick with the companies that will offer you an agreed value, with no deductible, and an annual rate. Far as I'm concerned it's ridiculous to pay insurance twice a year!

Hang in there. Go out and search the web for "collector car insurance" and you will get enough hits to keep you busy for hours. I especially liked Hagerty's because of their online claim filing, and the Hagerty Protection Network!

I cut my bill by 66% switching from my normal carrier (Farmer's) to Hagerty, and got the convenience of only paying once a year. Remember, because you are looking for a higher end agreed value you are going to pay more than us who have "average" Vettes.

Can't wait to see pics of your "new" '79!
|smokin|


Insurance Company Help!

Posted: 12/31/03 7:59am Message 10 of 21
C3RVETTE
Former Member
Send PM
Anacortes, WA - USA
Joined: 12/16/2002
Posts: 1293
Vette(s): 1979 Red #72 C3 Corvette,T-350,Black interior,air,tilt/tele,K&N.And a 1978 Olds Cutlass 350/350,auto,air,2-dr.,buckets
try Silver Wheels, i'm not sure if they cover cars in the U.S. their web site is www.lant-ins.ca
my coverage includes fire, theft, vandalism, full glass replacement, 12 month policy for about 120 bucks <---Checked their website...only Canadian vettes |toungecool|


Jon,-Majestic Glass Corvette Club-....Red #72,blk.interior,1979 C3 Corvette-TH350,Weiand,Holley,glass tops,Pioneer,3.55's,K&N,Dynomax,Flowmaster 40's,Energy Suspension,Spicer,VB&P(pics soon); 1978 Olds Cutlass Supreme 350/350,Dk. Blue 2-door Coupe-Hotchkis,PST,K&N,XM...'99 Mitsubishi Galant GTZ V6,black/grey leather,intake,strut bars,tint... |IMG|http://www.msnusers.com/cutlasscorvetteworkinprogress/shoebox.msnw?action=ShowPhoto&PhotoID=63|/IMG|

in Forum: C3 General Discussion


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