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Topic: Insurance Whats best?

in Forum: C3 General Discussion


Insurance Whats best?

Posted: 11/4/03 3:18pm Message 1 of 9
Former Member
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Dansville, MI - USA
Joined: 3/30/2002
Posts: 27
Vette(s): 1971 coupe 350/270 manual,air ,ps
I'am using my regular carrier for my 71 and 68 paying close to $800 per year per car for $12000 in coverage per car. I drive each car less than 3000 miles per year and usually on the best of days unless I get caught in the rain. I think most of us drive are vette's in only the best of weather. Am I paying to much or using the wrong type of carrier for classic cars? Mine are in storage for the winter months now with reduced rates for storage. If anybody has any better ideas I would like try something different in the spring.

Thanks Chris


Chris |IMG| http://www.C3VR.com/member_uploads/901_1000/904/1971_corvette.jpg |/IMG|
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Insurance Whats best?

Posted: 11/4/03 4:16pm Message 2 of 9
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Former Member
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Frederick, MD - USA
Joined: 9/8/2003
Posts: 3398
Vette(s): 1969 convertible L71 427/435 4-speed black interior
There's a number of insurance carriers that specialize in classic cars. I use American Collectors Insurance, Inc. for my two Vettes and a '67 Dodge Charger. I find them reasonable, there's no deductible, and I'm allowed I believe 2500 miles per year. There are a few other restrictions. You can compare them to other companies as well. There's Condon & Skelley and others. Do a web search and you'll find plenty to contact for rates.


Insurance Whats best?

Posted: 11/4/03 5:30pm Message 3 of 9
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Harrisburg, PA - USA
Joined: 10/22/2003
Posts: 34
Vette(s): 1968 Safari Yellow Convertible 327/300 HP, 4-Speed, and not much else!
I TOO USE AMERICAN COLLECTOR AND HAVE FOR YEARS ON THE '68. NEVER A PROBLEM, HAD ONE CLAIM, HANDLED PROMPTLY AND NO QUESTIONS ASKED! THEY ARE REASONABLE IN RATES, AND SO FAR A GREAT COMPANY.


Insurance Whats best?

Posted: 11/4/03 5:59pm Message 4 of 9
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Moscow, PA - USA
Joined: 10/24/2003
Posts: 27
Vette(s): 1981 Coupe, Beige, leather Camel Int, Mirror Tops, pwr drv seat, win, mirrors, 10 disc CD, 31K miles
Also have American Collectors for my 81.
You'll need to have the car appraised.
Limit 2,500 miles per year.
No one under the age of 25 can operate the vehicle.


Hank |URL|http://users.adelphia.net/~hankb |/URL|

Insurance Whats best?

Posted: 11/4/03 6:58pm Message 5 of 9
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Syracuse, NY - USA
Joined: 8/1/2003
Posts: 693
Vette(s): ...
try Haggerty's classic car insurance we pay $135 a year for it. you have to tell them you drive under 10,000 miles a year. and it isn't your regular driver |cheers|


Insurance Whats best?

Posted: 11/4/03 8:44pm Message 6 of 9
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San Antonio, TX - USA
Joined: 9/8/2003
Posts: 117
Vette(s): 1973 Corvette Roadster Elkhart Green, 300hp 4-spd // 2003 Millinium Yellow Coupe
I use Hagerty as well, $186 yearly for 20k worth of insurance. They told me they like to see 2500 miles yearly put on the car, but never asked for mileage.

Rick


Insurance Whats best?

Posted: 11/4/03 9:23pm Message 7 of 9
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Happy Jack, AZ - USA
Joined: 10/4/2003
Posts: 19
Vette(s): 1970 Corvette
Lots of options out there and all should be cheaper than your regular insurance carrier. Here are just a few. Best price seems to depend on vehicle being insured and address where vehicle is garaged. Shop around and find the best deal for you.

www.aoncollectorcar.com

www.lelandwest.com

www.hagerty.com

www.grundy.com

Good luck, Rick


Insurance Whats best?

Posted: 11/5/03 2:13pm Message 8 of 9
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Dansville, MI - USA
Joined: 3/30/2002
Posts: 27
Vette(s): 1971 coupe 350/270 manual,air ,ps
I'am going to contact these companys in the next couple of weeks and I'll report back thanks again .

Chris


Chris |IMG| http://www.C3VR.com/member_uploads/901_1000/904/1971_corvette.jpg |/IMG|

Insurance Whats best?

Posted: 11/6/03 5:55am Message 9 of 9
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Joined: 6/16/2003
Posts: 252
I have mine through www.condonskelly.com Very reasonable. Agreed value, no appraisal required. Most all of these will require enclosed garage, another car to drive, 2500 or so miles per year max.


in Forum: C3 General Discussion


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