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Topic: Insurance

in Forum: C3 General Discussion


Insurance

Posted: 2/1/07 10:35am Message 21 of 41
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Joined: 3/19/2005
Posts: 385

Hey Dwight, thanks for the e-mail address. Unfortunely they are asking about $80.00 more for less coverage, so I guess I will stick with St. Farm. I'm sure these higher rates are because I live in Florida. I also have 6 other policies with St. Farm, possibly thats another reason reason for my lower rate. Gene




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Insurance

Posted: 2/22/07 3:53am Message 22 of 41
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Joined: 2/13/2007
Posts: 10
Well, I check out with the dealer/manufacturer first, and if I got a really good deal, that's when I look for an 'appropriate' insurance company.______________


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Insurance

Posted: 2/22/07 10:43am Message 23 of 41
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Carlisle, PA - USA
Joined: 4/13/2004
Posts: 33
Vette(s): '73 convertible
I have my '73 convertible insured with State Farm for an agreed value of $25,000. I have 100,000/300,000,25,000 PLPD with a $250. dedeuctable on the collision.
Driving is limited to occasional ? pleasure driving and the regular parade,  club and show activities but there is no specific mileage restriction. Maybe it's because I'm in PA but I pay $68.84 every 6 mos. or about $138 a year.
I've had no claims and I have no complaints. They only want to see pictures every couple of years to verify there is no damage.
 
Jim D.



Insurance

Posted: 2/22/07 11:22am Message 24 of 41
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DUNEDIN, FL - USA
Joined: 10/22/2004
Posts: 833
Vette(s): 1969 COUPE CORTEZ SILVER, BRIGHT BLUE INTERIOR 383 cu. in. 512 HP. Hooker headers w/ side pipes PS PS AC AM FM STEREO. 68,000.MILES C5 5oth Anniversary Coupe , auto.350hp
I have been shopping myself recently and have been getting prices higher than what has been qouted here from some of the same companies. Either they charge more for our older cars  or maybe the region I live in. Nicer weather to drive more often.  I`ll keep searchin`


Insurance

Posted: 2/22/07 11:23am Message 25 of 41
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DUNEDIN, FL - USA
Joined: 10/22/2004
Posts: 833
Vette(s): 1969 COUPE CORTEZ SILVER, BRIGHT BLUE INTERIOR 383 cu. in. 512 HP. Hooker headers w/ side pipes PS PS AC AM FM STEREO. 68,000.MILES C5 5oth Anniversary Coupe , auto.350hp
one other question, has everyone been honest about their modifications, particularly hp? 


Insurance

Posted: 2/22/07 11:30am Message 26 of 41
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Canada
Joined: 8/6/2004
Posts: 533
Vette(s): Coupe 74 - 454 Drive it like you stole it!
You got a quote from ACI ?  You can actually see it online (or a 2 minutes phone call).  All you will need is a picture of your car.
 
My '74 at 15k was about 100$/year with them.
 
Actually, you don't need a quote from them, just download the application form for FL; the price is pretty much fixed (http://www.americancollectorsins.com/fl.htm)
 
The bottom of the first page is the calculation sheet for the premiums.



Insurance

Posted: 2/22/07 3:27pm Message 27 of 41
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Greensburg, IN - USA
Joined: 9/24/2003
Posts: 5189
Vette(s): Previous: 1984 Coupe, 1988 Maroon Coupe, 1989 Coupe, 2001 Roadster Present: 1967 Stingray Roadster, 1976 Stingray Coupe, 1989 Roadster..
Wow I am really lucky. I have Farm Burea Classic Car coverage. $15,000.00 / $500.00 deductable. Garage kept & drive less than 2000 yearly. $60.00 a year. Don't know if my "other" policies have a bearing on this or not. (additional 5 auto & 19 residental) Irregardless Tux.. is by far the cheapest driving piece of equipment I own...


Insurance

Posted: 2/22/07 4:24pm Message 28 of 41
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Roseland, NJ - USA
Joined: 12/4/2003
Posts: 966
Vette(s): 1974, 454 with 4 on the floor, matching numbers.
I don't know what Grungy is doing, but by the sound of it they've made some changes.
I've been using Grundy's for my 74 for the last 3 years, why would they refuse to take on a 74 now ?
I have no complaints about them. I pay $252 a year, I'm covered for 500,000/300,000/250,000 and an agreed value of $35,000. with no deductible. I can drive anytime and anywhere as long has it's not for daily use to work, food shopping etc. 



Insurance

Posted: 2/23/07 1:09pm Message 29 of 41
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Poquoson, VA - USA
Joined: 11/20/2004
Posts: 1023
Vette(s): 73 Conv, Blue-Green/White Top - 454, M21 - Dark Saddle Leather, Power Windows, A/C, Tilt/Tele, AM/FM St. (orig. and sounds like it too).#2 -- 2007 Coupe,3 LT package, Z51 option, Victory Red, Ebony Int. Clear Top.
[QUOTE=gurtz]

Who are you guys recommending for classic car insurance?  I have Hagerty's on my other money pit, but continuously receive flyers when ordering parts from Eckler's regarding Vettes, but I threw them away.

[/QUOTE]
I have Hagerty also for the past 2 years and only made one claim. It was a medical claim since i ruptured my Achilles tendon trying to push it off the road... I didn't know it until I called them,about claiming the towing. When I told them what happened.. they said I could file a medical claim since I had medical coverage.. no questions asked, and they sent a check in about 3 weeks. Didn't matter if i had health insurance paying for it. It did supplememnt what my health insurance didn't cover



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Blue Green *** 454,4 Spd, Dark Saddle Leather, A/C, AM-FM St. (orig), PW, Tilt -Tele Wheel"



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Insurance

Posted: 2/24/07 3:58am Message 30 of 41
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Victor, NY - USA
Joined: 7/12/2004
Posts: 6842
Vette(s): 2004 Commemorative Edition Coupe, Auto w/HUD. 13K miles in 2015. Sold 1982 Red Coupe
Just got my renewal statement from JC Taylor. $133 per year, no milage limit, no deductible.


 
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