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Topic: Anyone else tagged by CERTEGY???

in Forum: Humor


Anyone else tagged by CERTEGY???

Posted: 8/13/07 7:32pm Message 1 of 12
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Duncanville, TX - USA
Joined: 11/8/2003
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Any of ya'll get the letter from a company called "CERTEGY", concerning the theft of your personal banking/credit card info? Mama got one today, and I thought it was just a scam to get us to give them our info...which, as it turns out, it is.
This is the company that is supposed to guarantee your checks to merchants that you buy from, such as Wally Mart, Albertson's, Home Depot, etc. Turns out one of their highly skilled, background checked employees SOLD over 6 MILLION people's personal banking information to a "Data Broker", who in turn sold it to several "Direct Marketing Organizations" WTF?!?!?
Here's a little of what I've learned about this scam company...
They provide a "service" to merchants to "Verify" your check writing capabilities, ergo, are the checks good or not? Say you go to Wally Mart, and write a check for, say $10. The check gets run thru a machine that either accepts it, or declines it. If it is declined, the cleck/salesperson gives you what looks like a parking lot ticket stub, with a reason for decline, usually a "Code 2". No one seems to know what the h e l l "Code 2" means, tho. So, you call the number on the ticket, and you get someone from this company, Certegy, and they say they CANNOT "verify" whether or not you have any money in your account...that is not what they do, as they "DON"T HAVE THAT INFO"...your check was declined because you wrote 2 other checks earlier that week. HUH???????
SO...if they "don't have access to your banking information, how the h e l l did one of their employees STEAL IT????

Anyway, what they "suggest" is that you put a "freeze" on your credit reports, and request a "Free" credit report from the 3 major reporting agencies...guess who owns "Certegy"? Equifax! Why would I need to get a "Free" report from the company that is denying my checks?
What they want is for you to fill out a "GOLD application", and send them....your name, SOCIAL SECURITY number, and...A BLANK CHECK!!!!
Hmmm...they want me to send them all of the info they supposedly already have, because that's how they know my checks are no good?!?!?
They say they don't use whether or not you have any money in your account to deny/accept your checks...they use a "computer algorithm" which tracks your check writing history. If you write what the computer thinks is too many, "Denied". If you rarely write a check at a certain place..."Denied".
I just don't get it....
I did a Google search on this company, and boy was I floored. MANY blogs/forum posts on this, as well as what appears to be an official Certegy web site, complete with NON-SECURED files you can download for more info.

Any input on this?

                                                         GOOGLE CERTEGY


Joel Adams
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Anyone else tagged by CERTEGY???

Posted: 8/13/07 7:57pm Message 2 of 12
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Irving, TX - USA
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That's just STUPID!! ShockedShocked  One of their employee's sold your information to a Marketing Company???!!!  ShockedShocked  That's illegal as all-get-out, WTF??!!? Confused What is it that people/companies don't understand about "illegal?"  They can be sued for that stuff (crap).
 
Call and ask for the President of the Company and give him a piece of your mind and your lawyer's phone number. Big%20smile



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Anyone else tagged by CERTEGY???

Posted: 8/14/07 10:25am Message 3 of 12
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Duncanville, TX - USA
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"Certegy Check Services Inc. said it is doing everything possible to assuage consumers' fears of identity theft after it became known that a former employee stole 2.3 million consumer records containing credit card, bank account and other personal information.

St. Petersburg, FL-based Certegy Check Services Inc. is a division of Fidelity National Information Services, a financial processing company. A former employee of Certegy, which provides check services to US retail merchants, misappropriated and sold consumer information to a data broker who in turn sold a subset of that data to a limited number of direct marketing organizations.

According to a civil complaint filed by Certegy in the Circuit Court of the Sixth Judicial Circuit in St. Petersburg, FL, the employee was senior level database administrator William G. Sullivan, who had been employed by the company for seven years and who was entrusted with defining and enforcing data access rights.

According to the filing, Sullivan obtained information from Certegy’s database and, either individually or through his wholly owned entity, S&S, was paid for the information by list broker JAM Marketing Inc. JAM had gone on to disseminate the misappropriated information to other direct marketing firms, including Strategia Marketing LLC, Data Secure IP LLC, MC List Escrow Inc.; Quality Resources Inc.; Whitehat.com Inc; and Quality Teleservices Management Inc., doing business as Custom Response Teleservices.

In the court document, Certegy said that the broker and the direct-marketing companies were not aware that the information had been stolen.

No phone listing or Web entry was available for JAM Marketing and MC List Escrow, both of which are based in Seminole, FL. Strategia Marketing would not take calls from a reporter and said it only responded to written questions sent through the mail.

Calls to Data Secure IP LLC were not returned.

A person who did not want to be quoted at Quality Resources Inc. said that while the company was named in the filing, it did not buy data from the entity. An employee of Whitehat.com was not aware of the filing but planned to look into it. Finally, an employee of Quality Teleservices Management Inc., doing business as Custom Response Teleservices, was also not aware of the lawsuit and said that the company buys its data directly from its clients.

The misappropriated information included names, addresses, and telephone numbers as well as, in many cases, dates of birth and bank account or credit card information. Approximately 2.3 million records are believed to be at issue, with approximately 2.2 million containing bank account information and 99,000 containing credit card information. The company is still investigating the time period over which the misappropriations occurred...."



Check out the entire article HERE

We had to go to the bank and get a new account set up to protect our a$$es. They(CERTEGY)say that no incidence of ID theft has been found, but, why should I believe them?


Joel Adams
C3VR Lifetime Member #56    

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"Money can't buy happiness -- but somehow it's more comforting to cry in a CORVETTE than in a Kia"

Anyone else tagged by CERTEGY???

Posted: 8/14/07 1:17pm Message 4 of 12
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Manteca, CA - USA
Joined: 11/20/2005
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your scarin' me Joel. I hate when that happens.


Anyone else tagged by CERTEGY???

Posted: 8/15/07 12:39pm Message 5 of 12
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Newark, DE - USA
Joined: 7/26/2004
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Vette(s): 1968 Conv, 454HO,500HP-600TQ, TKO-600,3:70 HD rear,hotrod air, custom paint & suspension,1973 Ruby Red,T-top, 383 Stroker, TK)-500,frame off restro, 1967 Dodge Coronet, 340 stroker to 406, Dana 60
The only way you can protect yourself is to lock your credit with the 3 major credit bureaus, each state has different rules & some you are not allowed to do it.  Even when you are allowed to do this it is not easy, but once done almost 99% of all credit card mailings stop. So even if your info is stolen they can't do anything with your info. In Delaware it costs $20..00 to each agency, so if you're married $120.00 which is a one time only fee. Thank or jerk senators for this goofy way of doing things.
Alan



                                               

Anyone else tagged by CERTEGY???

Posted: 8/15/07 7:33pm Message 6 of 12
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Duncanville, TX - USA
Joined: 11/8/2003
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Vette(s): #1-1974 L-48 4spd Cp Med Red Metallic/Black deluxe int w/AC/tilt/tele./p/w-p/b/ Am-Fm/map light National/Regional/Chapter NCRS "Top Flight" #2-1985 Bright Red/Carmine Cp.L-98/auto Member: NCRS, NCRS Texas, Corvette Legends of Texas
Got some fraud/ID theft protection today, along with a "freeze" on credit reports. Will also get credit monitoring for the next 6 months/year.
Mama took the letter we got to the bank today, and they said they did have someone else come in yesterday with the same crap. Then they started the "Why don't ya just sign up for the on-line banking" push again...sure...just what we need...lets make it even EASIER for hackers to get into our account! ...how the heck would that solve the problem, anyway?
We're just hoping for the best...maybe no-one wants my identity! I ain't got any money, or personality, or class...


Joel Adams
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"Money can't buy happiness -- but somehow it's more comforting to cry in a CORVETTE than in a Kia"

Anyone else tagged by CERTEGY???

Posted: 9/24/07 5:27am Message 7 of 12
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Ronda, NC - USA
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Wow, thats not good. I have no proof but I am pretty sure that mine got taken from walmart.com. I got a call from them right after placing an order to be shipped to my daughter for her birthday asking to verify information . I have done business with them several times in the past and have never had this call (hindsight). That was about a week ago.  I guess  I may never know for sure but one thing is for sure, I cancelled my account with wally world  with one nasty phone call.
 
Thanks for the heads up Joel and it was really good seeing you at Funfest this year....Shocked Wink LOL LOL LOL Clap I hope you like the T shirt ! Tongue
 
 
Maybe next year !
 
 





Anyone else tagged by CERTEGY???

Posted: 9/24/07 6:14am Message 8 of 12
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Duncanville, TX - USA
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Vette(s): #1-1974 L-48 4spd Cp Med Red Metallic/Black deluxe int w/AC/tilt/tele./p/w-p/b/ Am-Fm/map light National/Regional/Chapter NCRS "Top Flight" #2-1985 Bright Red/Carmine Cp.L-98/auto Member: NCRS, NCRS Texas, Corvette Legends of Texas
That's funny...I don't remember seeing YOU there...I must've been have toooooo much fun!

Ya gotta be more careful these days about who might have your financial info...and these days, it could be anyone...


Joel Adams
C3VR Lifetime Member #56    

My Link


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             NCRS

"Money can't buy happiness -- but somehow it's more comforting to cry in a CORVETTE than in a Kia"

Anyone else tagged by CERTEGY???

Posted: 9/24/07 1:48pm Message 9 of 12
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Kingston, TN - USA
Joined: 7/5/2003
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That is two reports on our forum alone over the weekend of some type of fraud. That is scary and I just hope we all could be safe from these type of thieves. 


Anyone else tagged by CERTEGY???

Posted: 9/24/07 4:08pm Message 10 of 12
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Greensburg, IN - USA
Joined: 9/24/2003
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Vette(s): Previous: 1984 Coupe, 1988 Maroon Coupe, 1989 Coupe, 2001 Roadster Present: 1967 Stingray Roadster, 1976 Stingray Coupe, 1989 Roadster..
[QUOTE=Adams' Apple] That's funny...I don't remember seeing YOU there...I must've been have toooooo much fun!

Ya gotta be more careful these days about who might have your financial info...and these days, it could be anyone...[/QUOTE]

Yes Joel Scott did see you at Funfest this year... Fact of the matter there were several people who saw you there bro. (an we kin prove hit fo shore....)


in Forum: Humor


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